Terms and Conditions

Terms & Conditions

Effective Date: January 1, 2026

These Terms & Conditions govern your use of the Top Notch Mortgages website and services. By using our website, submitting a form, or communicating with us, you agree to these Terms.

Services

Top Notch Mortgages provides general business communication, customer engagement, customer follow-up, appointment reminder, service update, and marketing support services.

Top Notch Mortgages does not provide lending, mortgage, loan, debt relief, credit repair, financial advisory, or third-party lead generation services.

Website Use

You agree to use this website only for lawful purposes. You agree not to submit false, misleading, harmful, unlawful, or unauthorized information through our website.

No Financial Services

The information on this website is for general business and communication purposes only. Nothing on this website should be interpreted as financial, lending, mortgage, credit, tax, legal, or investment advice.

User Submissions

When you submit information through our website, you agree that the information is accurate and that you are authorized to provide it.

You should not submit sensitive financial, loan, mortgage, health, or confidential personal information through our website forms.

SMS/Text Message Terms

By providing your mobile phone number and opting in, you agree to receive text messages from Top Notch Mortgages related to your inquiry, appointments, service updates, customer support, and business communications.

  • Message frequency may vary.
  • Message and data rates may apply.
  • You can opt out at any time by replying STOP.
  • You can request help at any time by replying HELP.
  • Mobile opt-in information and text message consent will not be shared or sold to third parties or affiliates for marketing or promotional purposes.
  • Carriers are not liable for delayed or undelivered messages.
  • Consent to receive text messages is not a condition of purchasing any goods or services.

Opt-Out Instructions

You may opt out of SMS communications at any time by replying STOP to any text message from us. After you opt out, you may receive one final message confirming your opt-out request.

Help Instructions

For help, reply HELP to any message or contact us directly using the information below:

Email: info@topnotchmortgages.net
Phone: (323) 945-9387
Website: https://topnotchmortgages.net

Intellectual Property

All website content, including text, graphics, logos, images, and design elements, is owned by or licensed to Top Notch Mortgages and may not be copied, reproduced, or used without permission.

Third-Party Services

We may use third-party service providers for website hosting, communication tools, analytics, or other business operations. We are not responsible for third-party websites or services that are not controlled by us.

No Guarantee

We make reasonable efforts to keep website information accurate and up to date, but we do not guarantee that all information is complete, current, or error-free.

Limitation of Liability

To the fullest extent permitted by law, Top Notch Mortgages is not liable for damages arising from your use of this website, your inability to use the website, or reliance on any information provided on the website.

Changes to These Terms

We may update these Terms & Conditions from time to time. Updates will be posted on this page with a revised effective date.

Contact Us

If you have questions about these Terms & Conditions, please contact us using the contact information below:

Top Notch Mortgages
Email: info@topnotchmortgages.net
Phone: (323) 945-9387
Website: https://topnotchmortgages.net